Wednesday, August 24, 2011

Common Damages After an Accident

Accidents is alarming. Most of the times that so quickly, and the shock of the wreck leaves driver is unable to properly and fully assess the damage to the vehicle on the spot. However, when things calmed down a bit, managers begin to realize that something just does not seem right the vehicle.

One of the most common questions concerning the vehicle, especially compact cars after an accident on the dashboard cracks. If the front of a car during an accident in contact with anything (wall, another vehicle, median, barrier, wood), a significant amount of pressure and volume raised the hood of the car. Normally, a small crack may occur on the dashboard of the vehicle due to this pressure. Unfortunately, if this is a small crack is not properly managed, it becomes increasingly likely as time passes. Normal wear and tear of the vehicle, the vibration of the motor and other accidents that will cause hairline cracks will be a big problem.

Another minor problem, which is a big problem, a chip or a crack in the windshield. Sometimes the drivers do not notice such a shame because it is so small and difficult to detect. The windscreen of a car is designed to protect the leader of all incoming objects. During an accident, flying rocks, car parts come out, and there is enormous pressure on the hood of the car. Only one object of any size to achieve the proper angle of the windshield and cause a small chip. After the chip or crack in the windshield is present, the whole infrastructure will be weakened. Once the chip is present, you need a pothole in the road to ruin or extreme weather across the windshield.

Sometimes the period after the accident more stressful than the accident as well. The costs of an accident is very high, depending on the driver's insurance coverage. Not to mention, it can be a great time to fix the damaged vehicle. This means that to find a temporary way of commuting between home and work, a necessary task. It is important to thoroughly examine the vehicle after the accident, and even after the repairs were carried out. Many dealers also miss problems and that the car has a clean bill of health when there are still problems with this.

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Wednesday, August 17, 2011

The Auto Loan Audit - Not Only To Avoid An Automobile Repo

Before you go through the pain and trauma of a car repo, or even a voluntary repo, auto loan can be used to control the fight and save your car, truck, SUV, boat, motorcycle, RV and more. In the current economy where the work is slow, the repo man is busy as ever. Even if you take the property back automatically, no more than a year ago, you can seek remedy an auto loan audit that identifies deviations, misrepresentation or fraud in the auto lender or dealer. That's right, you can still fight even if they take back the vehicle up to a year ago.

Most car loans, it is estimated that up to 80%, there are exceptions, of deception or fraud in the loan documents. And frankly, there are a lot of raw deals going on. So an auto loan can not only keep control of the car in Repo Man. Drugs can get your money back, modify the loan, or even walk away free and clear that you are behind on car payments, or current.

Some violations may have inflated the value of credit, contracts, rewritten, or pay package, a common practice in the automotive industry so that customers agree to purchase additional products, without disclosing the true effect of the monthly car payment. For example, the merchant may falsely complementary products, and said that the purchase of a vehicle service contracts, credit life and disability insurance, or a theft deterrent impact on the interest rate. The CFO also used the line: "The only way I knew the loan was approved the GAP insurance and guarantees." The law does not ask the lender buyer to purchase these additional products. Although certainly serve a good purpose to the customer, no effect on these items can not be funding and providing them with strictly selected products.

The old "not based on credit," Trick. After the car at home, the dealer could call and claim to have difficulty finding a lender to finance the loan. Then that would be required to return the vehicle and renegotiate - and sometimes without any opportunity to get all the down payment or trade back. If you signed a binding contract without having to "pending bank approval" or similar language in the contract, you have no right to change the terms.

An auto loan audit, investigate violations of federal and state laws and the right vehicle car repo lending practices, as well as the sales process and relevant information. Violations found during the audit review can prevent or even reverse automatic purchase or entitle the buyer to a refund or an automatic change.

While there are many reputable car dealers and lenders, in any industry has its good and bad. Especially in this economy, where sales were slow, and sales reps are hungry, we still need hard not to get the wool pulled the proverbial eye. What kind of car dealers trying to sell additional products? Have you ever been forced to buy these products in order to better money? Does anyone know who all the victims of this practice? If so, forward this article and the comments of fire.

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